4 Simple Ways to Achieve Inner Peace

The Associated Chambers of Commerce & Industry of India (ASSOCHAM) suggests that out of 100 working class professionals, more than 40 are victims of depression and anxiety disorders. And the root cause for depression is nothing but mental stress, which in turn restrains you from attaining peace.

Peace is a term that is often misunderstood by people. Most people think that peace is an endpoint, or a destination, whereas peace is a constant journey of positivity and inspiration.

Stress is the only barrier that stands between you and that journey. It’s a silent killer that gradually erodes us mentally, physically, emotionally, and spiritually. But most people are not aware that eliminating stress doesn’t require too much effort. For instance, did you know that by using a simple thing such as an insurance premium calculator, you can ensure adequate financial backup for your loved ones after you depart this world?

So, we present you 4 simple ways in which you can get rid of the excess baggage you’ve been carrying all this while.

4 Tips to Start Your Journey of Peace

1. Accept the Things You Cannot Change

The past is history, the future is a mystery, and therefore try living in the present as because getting stuck in the past or future could damage your inner self and cause extreme levels of despondency and despair.

2. Don’t Let Others Control Your Mind

Be in charge of your own happiness. If you let other people’s comments affect you, you’re not doing justice to yourself. It’s like that quote from renowned spiritual author, Pema Chödrön, “Inner Peace begins the moment you choose not to allow another person or event to control your emotions.”

3. Peace, Even after You’re Gone

We all dream of leaving this world without the burden of guilt for not having made clever and responsible investments for our loved ones that would sustain them and give them a life of dignity even long after we are gone. So, right now is the best time to use an insurance premium calculator to choose a plan that fits your requirements aptly. Opting for the appropriate life insurance ensures reasonable financial coverage for your family, in case any unforeseen circumstances occur.

4. Be in the Driver’s Seat of Your Success Vehicle

Don’t let others determine the future course of your success. Realize your true potential, spend time cultivating it, and simply put it into action.

Do keep these tips in mind if you want to live a peaceful life. And don’t forget that your loved ones will always be protected with the simple use of a life insurance premium calculator. Protect you family, and free yourself from stress and anxiety.

I Hope You Act Now and Do Not Pay the Price of Procrastination

The first-year premium collections of life insurance companies rose by 9.5% to ₹11,026.82 crore in December 2015, says an article published in January 2016. Life insurance is probably the most important financial decision of your life. It secures your family’s financial future even after your death. There are primarily 5 types of policies available in India: term plan, ULIPs, whole-life, money-back and endowment. Only term life insurance is a plain vanilla product, while all other policies are part investment products. The former offers one of the highest covers at a low cost. You would probably contribute only a fraction of the money as premium towards this plan and get a significant cover.

Why Do Term Plan Premiums Go Up with Age

A term insurance plan is probably one of the best choices for any earning individual, as it helps you get sufficient cover to meet the various financial needs of your loved ones after your death.

So, when is the right time to get term life insurance? The answer is simple. If you haven’t already got it, the time is NOW. Most people in their early twenties, who have just started their career, usually do not consider insurance. This, in fact, is a great time to secure your life. Sure, your sudden death is unlikely. But life is unpredictable and a term insurance plan is for unlikely, yet devastating events. Therefore, whatever age you may be, you must get yourself insured today. Moreover, the earlier you start the better off you are.

If you begin at an early age, you can get a policy till retirement at a much lower cost. Insurance cost, or the premium that you pay, increases as you grow older. This is because with age there is increased risk of you catching a disease, with immunity going down.

It is a great idea to buy a term policy as soon as you start earning. You can always enhance your cover later on. Moreover, you must not wait to fall ill or discover you have some disease before getting yourself insured. You can buy a policy online today. Use the life insurance premium calculator to determine the premium you need to pay to get the cover you desire.

Ensure that the personal details you furnish are accurate. You can maintain a softcopy of all your documents, as well as the policy.

Premiums are higher for smokers. Some insurers reward individuals who maintain a healthy lifestyle. So, find out all the details before finalizing a policy.