Tuesday 14 March 2017

Health Insurance: Another way to stay healthy


Daily exercise, a balanced diet and health insurance: the 3 things you need to remain fit and healthy always.

Most of us today realise that being fit and healthy can increase our longevity and quality of life. But fitness is not just about joining the gym and consuming healthy salads and protein smoothies – it is also about maintaining fiscal health so that one may be able to combat the high costs of treatment and medication if one falls ill.

So apart from exercising daily and eating balanced meals, it is important to have a good health insurance policy to remain both physically and fiscally fit. The importance of health coverage cannot be emphasised enough – in times of rising inflation and high treatment costs, a good health policy can keep you and your loved ones protected from the financial repercussions of illness and associated treatment.

The best policies in India offer the following 3 health insurance benefits:
  1. They pay for hospitalisation and treatment. The most important benefit of health insurance is that it pays the high costs of diagnosis, hospitalisation and treatment. Medical care is quite expensive in India, and just a single hospital visit can set you back by thousands of Rupees. It may take years to rebuild your savings after you have spent it on health care. But the best health policy can pay for diagnosis of serious diseases, hospitalisation costs and also post-operative treatment. 
  2. It provides access to quality healthcare. Instead of deferring an urgent surgery to later, for want of funds at that point in time, your health insurance policy provides immediate access to quality healthcare. Choose a health plan that lets you choose your preferred health care provider at a facility of your choice, apart from quick admittance and discharge procedures, online record of your treatment plan, and fast tracked doctors’ appointments. 
  3. It has your back at all times. You can get considerable peace of mind from buying a health plan that thinks of everything. It is important to choose a health policy that not only provides sufficient coverage, but also incentivises the maintenance of good health. In the digital age, it helps to have your health insurance working 24/7 to stay connected with you over the Internet – the best health plans today offer online access to health tips, provide you with an accurate analysis of your heart health and other vital parameters, and reward you for adopting a healthy lifestyle. And all of this, with the benefit of safeguarding you and your loved ones in times of illness.