Tuesday 2 August 2016

Blood and sweat goes converting a house to a home…

best home insurance policy in India

…and insurance helps protect it. Taking home insurance safeguard your precious home from attack and damage.

Buying one’s own home is a cherished dream for most people. Whatever one may or may not achieve in life, one ardently wishes to achieve the dream of buying a house. An owned home is a prized asset that keeps one safe from the outside world. It is as important to one’s emotional wellbeing as the presence of loved ones and a stable job.

But buying a home is not easy. People spend many years repaying their home loans and spend a lot of money in designing the home to fit their tastes. Both home purchase and renovation are costly, time-consuming affairs that test one fortitude to its absolute limits. It is hard work to buy and take care of the house, and keep it in good condition for years to come.

And yet, your home is vulnerable to attack and damage. Protect your precious home with the best home insurance policy in India today.

Why take home insurance?

Home insurance is, in layman’s terms, a protection policy for your home just like a health policy is a protection policy for an individual. It keeps your home safeguarded from a variety of eventualities, such as:
  • Theft or break-ins
  • Arson
  • Natural disasters such as floods, earthquakes, lightning strikes, hurricanes, etc.
  • Accidents such as fire and partial/complete collapse of the building structure
Whether the catastrophe is man-made or natural, the health insurance plan helps you rebuild your home and more importantly, replace your valuable belongings that may be stolen or damaged. The best home insurance policies cover the factors listed above and also provide coverage for the home and its contents. Hence, you can even insure your valuables such as expensive art work, jewellery and electronic gadgets.

Some excellent home insurance plans also insure your belongings if you live in a rented premises.

Breathing easy with home insurance

Home insurance policies ensure your continual peace of mind about your home. Instead of worrying about what you’ll find when you return home from work or after a long vacation, you can install sophisticated surveillance systems and burglar alarms that deter attempts to break in and enter in your absence. Further, you can bolster these measures with a comprehensive home insurance plan that pays to rebuild your home and replace your precious items.

It does not do to worry constantly about the health of your home. Just like you took a health insurance plan for yourself and your loved ones, go ahead and take home insurance for your house so that you can breathe easy when you’re away.

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