Car insurance renewal has never been easier!

Both buying and renewing car insurance is easy if you take the online route.

In more ways than one, your car is your best friend. It gets you from spot to spot, becomes your silent companion on long drives and comforts you when you are blue. You can sit in your car on a rainy day and have a solitary cup of tea in the hills. Or you can take your family out on a road trip and have a lot of fun. Your car is your trusty steed and an important member of your family.

Since taking car insurance is mandatory in India, you probably already have an insurance policy on your car. Taking a good car insurance plan is the hallmark of a responsible car owner. It is also easy to buy a good insurance plan for your car – you can browse online for the best plans, take recommendations from other users and friends and select the best features basis your requirement. Some people prefer to buy car insurance through a broker, but this entails filling out paperwork and entrusting payments to the broker.

Just as important as taking a good car insurance plan is the timely payment of premiums. It does not do to be lax about premium payments – the policy might lapse entirely and you cannot get any of the benefits on it. The same applies to missing the car insurance renewal date. On the face of it, there is really no excuse to miss the renewal date: every insurance provider sends a reminder about the same well in time for the payment date. There is usually a grace period for paying the premium and renewing the policy. However, if the car insurance renewal is not done even in the grace period, the policy may lapse and the policy holder will have to buy a fresh insurance plan.

Also, driving the car without renewing the insurance plan is hazardous: you are completely unprotected if the car meets with an accident or causes damage to another vehicle or is damaged due to a freak incident or natural catastrophe. Not having a viable insurance plan at such a juncture will result in the policy holder shelling out huge costs of car repair and third party liability from his own pocket.

Thus, there is no excuse to skip getting your car insurance renewal done on time. It is true what experienced and responsible car owners say about driving without insurance: it is like crossing a busy road blindfolded! The chances of your meeting with an accident and becoming embroiled with costly repair and compensation payments become exponentially higher when you take the wheel without adequate protection.

Plus, it is extremely simple to renew your existing plan online. Simply log on to the insurance provider’s website, and check the relevant field marked ‘Insurance renewal’. This button directs you to a form asking for your policy details. After this, you can pay the payment online and your policy is considered renewed after the payment is debited.

With no need for paperwork and a quick turnaround time, why put off car insurance renewal for a second longer?